​Your Health, Covered: Insurance Partners at AKUH

Your health is one of your most valuable assets — and at The Aga Khan University Hospital, we are dedicated to ensuring it is well protected. To make high-quality healthcare more accessible and stress-free, we have partnered with a broad network of trusted local and international insurance providers.

Whether you are coming in for a routine consultation, diagnostic service, or specialised treatment, our goal is to provide a seamless and supportive experience — with coverage that gives you peace of mind at every step.

Explore the list of insurance companies we work with and learn how you can access care at AKUH through your insurer.

Services Covered by Insurance and Corporate Plans

Patients with eligible health insurance or corporate medical benefits can access a wide range of our hospital services, including:

  • Outpatient and Inpatient Care
    Doctor consultations, diagnostics, hospital admissions, and more.

  • ​Surgical Procedures
    From routine surgeries to complex operations.

  • Emergency Services
    24/7 access to emergency medical care.

  • Preventive Care
    Vaccinations, annual checkups, and early detection screenings.​

  • Pharmacy and Prescribed Medications
    Coverage or reimbursement for approved pharmacy medications.

  • Telehealth Access
    Consult with our doctors from the comfort of your own home.​

  • Home Healthcare
    Receive professional medical support at home when needed.​

​Our Insurance and Corporate Partners

We have agreements with a wide network of local and international insurance companies and corporate partners to help patients access our services with ease.

If your insurance provider or employer is not listed, you may still receive care by paying upfront and applying for reimbursement, based on their policies.

Please confirm your eligibility for reimbursement directly with your insurance provider or employer before your visit.

We are affiliated with over 50 local organisations, including:​

  • 5th Pillar Family Takaful Limited
  • Abbott Laboratories (PAK)
  • Adamjee Engineering Private Limited
  • Adamjee Insurance Company Limited 
  • Allied Bank Limited
  • Asia Care Health & Life Insurance Company Limited
  • Atlas Insurance Limited
  • Central  Depository Company of Pakistan
  • Century Insurance Company Limited
  • Chase Value
  • Cherat Cement Company Limited
  • Civil Aviation Authority
  • Concept Medical Centre Private LImited
  • Cresecent Care Private Limited
  • Dawood Foundation
  • Dolmen City Clifton
  • EFU Healthl Insurance Limited
  • Engro Corporation Limited
  • Habib Bank Limited
  • Health Econnex Private Limited
  • IGI Life Inusrance Limited
  • Institute of Business
  • Indus Motor Company LImited
  • International General Insurnace Company
  • Jaffer Brothers Private Limited
  • Jubilee Life Insurnace Company Limited
  • Karachi Gate way Terminal Private Limited
  • Karachi International Container Terminal
  • K-Electric
  • Kot Addu Power Company Limited
  • Liaquat University of Medical and Health Sciences
  • Lucky core Industries Limited
  • Mari Petroleum Company Limited
  • Mentor TPA Private Limited
  • Movenpick Hotel
  • National Engineering Service Pakistan Private
  • Pak-Arab Refinery Limited
  • Pak Qatar Family Takaful Limited
  • Pak-assist Healthcare Management
  • Pakistan Petroleum Limited
  • Pakistan Refinary Limited
  • Pearl Continental Hotel
  • Reckitt Benckiser Pakistan Limited
  • Salaam Takaful Pakistan Limited
  • Securities & Exchange Commission of Pakistan
  • Siha Health & Wellnes Private Limited
  • State Life Insurance Corporation of Pakistan
  • Sui Northern Gas Pipeline Limited
  • Sui Southern Gas Company Limited
  • The Indus Hospital
  • The State Bank of Pakistan
  • Unilever Pakistan Limited
  • United Energy Pakistan Limited
  • United Insurance Company of Pakistan Limited
  • Wafi Energy Pakistan Limited
We also collaborate with several international organisations, including:​

  • Al-Buhaira National Insurance Company
  • Bupa Arabia
  • Bupa International Centre
  • Cigna International Expatriate Benefits
  • ​Daman (National Health Insurance Company)
  • Healix International Company
  • International General Insurance Company
  • International SOS Pte. Limited​
  • Mobility Saint Honore, Paris
  • Q Life & Medical Insurance Company WLL​​

​G​etting Started is Easy

Step 1: 

If your physician has recommended hospital admission (inpatient care) or outpatient services, please share clear images of the following documents with our team:

  • Doctor's prescription or admission form
  • Insurance card (front and back)
  • Patient's CNIC (front and back)​

Send these via:

Subject Line: "Approval required for [Patient's Name], MR No: [Medical Record Number]"


Or:

  1. ​Submit the following to the AKUH Patient Business Service Department (PBSD) Desk (located at the Services Building, opposite Jenabai Hussainali Sharif (JHS) Building, Main Campus), or email us at pbsd.corporate@aku.edu:
    • ​Patient's insurance form
    • Copy of CNIC
    • Valid treatment prescription
  2. The AKUH PBSD Desk will forward your documents to your insurance provider.
  3. This process is usually completed within 1–2 working days.
Step 2:

Once your documents are received, our team will promptly contact your insurer or employer for pre-authorisation. You do not need to visit our office in person.


Step 3: 

As soon as we receive confirmation from your insurer or employer, you will be notified via WhatsApp or email.

If are arriving at the Emergency Department, here’s what to do:

  • Inform the Financial Counsellor on duty that you wish to use your insurance. Our Financial Counsellors are available 24/7.

  • The counsellor will immediately reach out to your insurance provider for verbal approval.

  • If approved, your admission will proceed under your insurance coverage.

Our team is ready to support you at every step of the process.

  • WhatsApp (TEXT only): +92 304 796 7417
  • Email us: pbsd.corporate@aku.edu

Or for further assistance visit our on-site Insurnace Office located at the Services Building, opposite the Jenabai Hussainali Sharif (JHS) Building at the AKUH Main Campus. 

Click Here, to read the FAQs​​ to learn more about the eligibility, insurnace partners and claim procedures.

​With The Aga Khan Universtiy Hospital, healthcare is not just about treatment — it's about trust, transparency, and timely support. Let us handle the process so you can focus on what matters most: your health​.​